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TONI SAYS: Can RMDs raise your Medicare premiums?

Dear Toni, I am over 73 and began taking my RMDs (Required Minimum Distributions) from my 401(k) when ... Read more

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TONI SAYS: New Medicare turning-65 rule explained

Toni: I have a quite different problem concerning how to enroll in Medicare from any enrollment problem that ... Read more

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TONI SAYS: How to enroll in Medicare when turning 65

Hi Toni: I am turning 65 in March, and I was surprised when Social Security told me to ... Read more

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TONI SAYS: Legal documents Americans should not be without

Hi Toni: My husband is retiring at the end of the year, and we are losing so many ... Read more

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TONI SAYS: Is Medicare or the Part D more important when retiring?

Medicare’s Annual Enrollment Period ends Dec. 7. Toni: I am retiring Jan. 1 and am beginning to search ... Read more

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TONI SAYS: Is it Medicare enrollment time for me?

Medicare’s annual enrollment period ends Dec. 7. Toni, I turn 65 in April and overwhelmed by all the ... Read more

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TONI SAYS: How to avoid a Medicare Part D penalty

Medicare’s annual enrollment period ends Dec. 7. Hello Toni: I retired in April and had a telemarketing agent ... Read more

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TONI SAYS: Tips to take stress out of Medicare Annual Enrollment

… Counting down to Medicare’s Annual Enrollment Period beginning Oct. 15 Toni: I read in your column about ... Read more